Welcome to the Financial Recoveries payment site

Welcome to our secure online payment portal.

Financial Recoveries is committed to helping you resolve your outstanding balance in a professional, ethical manner.  Within this secure payment portal, you will find a host of options to enable you to resolve your balance in a timely fashion test.

Settlements may be available for discounted payoff amounts, please review your account to see if this is an eligible option.

Payment Plans are available on all accounts over $50.00.

Extended Payment Arrangements are available if needed.  Please contact a representative by calling 800-220-0260.

Effective July 1, 2022, the CRAs will no longer include on consumers’ credit reports any medical debt that has been paid in full after being sent to collections.  Financial Recoveries treats Medical and Non-Medical accounts the same.

If you have any questions or need additional assistance, please call us at 800-220-0260.

Welcome to our secure online payment portal.


Please enter your FinRec ID found on your letter or
the account number from your Credit Report.

and at least 1 of the following:
Last Name
Zip Code

Financial Recoveries is committed to helping you resolve your outstanding balance in a professional, ethical manner.  Within this secure payment portal, you will find a host of options to enable you to resolve your balance in a timely fashion test.

Settlements may be available for discounted payoff amounts, please review your account to see if this is an eligible option.

Payment Plans are available on all accounts over $50.00.

Extended Payment Arrangements are available if needed.  Please contact a representative by calling 800-220-0260.

Effective July 1, 2022, the CRAs will no longer include on consumers’ credit reports any medical debt that has been paid in full after being sent to collections.  Financial Recoveries treats Medical and Non-Medical accounts the same.

If you have any questions or need additional assistance, please call us at 800-220-0260.

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Call Now For Immediate Assistance

Toll Free: 800-220-0260

All calls inbound and outbound may be recorded and monitored.
This is an attempt to collect a debt by a debt collector and any information obtained will be used for collection purposes only.

 

THE FOLLOWING TERMS AND CONDITIONS GOVERN YOUR ACCESS TO AND USE OF THIS AND ANY OTHER WEBSITE ON WHICH THESE TERMS AND CONDITIONS ARE POSTED, INCLUDING BUT NOT LIMITED TO intelligentnegotiator.com/frnjpay/ (COLLECTIVELY OR INDIVIDUALLY, THE “WEBSITE”). THESE TERMS AND CONDITIONS APPLY AND BECOME BINDING ON THE FIRST DATE THAT YOU ACCESS ANY PART OF THE WEBSITE OR USE ANY OF ITS FUNCTIONS. BY ACCESSING OR USING THE WEBSITE, YOU ACKNOWLEDGE THAT YOU HAVE READ THE TERMS AND CONDITIONS IN EFFECT AT THE TIME OF YOUR ACCESS AND/OR USE AND AGREE THAT YOU ARE BOUND BY THEM. IF YOU DO NOT AGREE WITH ANY PART OF THESE TERMS AND CONDITIONS, DO NOT ACCESS OR USE THE WEBSITE.

Financial Recoveries, “We”, “Us”, or “Our”) may modify and amend these Terms and Conditions at any time. You Acknowledge and agree that your continued use of the Website after any such changes constitutes your acceptance of any new Terms and Conditions. You should review these and any other applicable terms, conditions, and notices that are in effect each time you use the Website. Continued use of the Website constitutes acceptance of any such additional terms, conditions, and notices.

Financial Recoveries authorizes you to view materials at this Website only for your use. You may not modify the materials at this site in any way, nor may you reproduce or publicly display, perform, distribute or otherwise use them for any public or commercial purpose without the prior written permission of the company. The materials at this site are copyrighted, and any unauthorized use of any of the materials may violate copyright, trademark, and other laws.

By accessing the Financial Recoveries  (“FinRec”) Website, each user (“User”) agrees to the following:

  1. User agrees that he/she will not, in any way, modify, move, add to, delete or otherwise tamper with the information contained in and by accessing the Finrec Website, each user (“User”) agrees to the following: Website, nor will he/she decompile, reverse engineer, disassemble or otherwise unlawfully use or reduce any of the software, copyrighted or trademarked material, trade secrets or other proprietary information contained in the FinRec Website. User agrees not to run any programs that are not displayed at the FinRec Website.
  2. Although FinRec takes many precautions against infection, User assumes the risk that the FinRec Website may contain computer viruses that could be introduced to User’s computer if User downloads any information.
  3. Although FinRec monitors the information in its Website, some of the information is supplied by independent third parties. While FinRec makes every effort to insure the accuracy of all information at the FinRec Website, FinRec makes no warranty as to the accuracy of any such information.
  4. The FinRec Website is for information purposes only. The information available through the Website is the property of FinRec or its licensors, and is protected by copyright and other intellectual property laws. Information received through the Website may be displayed, reformatted, and printed for your personal, non-commercial use only. No information, materials, images or data contained herein may otherwise be reproduced by any User, except in compliance with applicable copyright laws.
  5. The FinRec Website contains hyperlinks that will let you access other sites on the internet. These sites are not under the control of FinRec. FinRec does not endorse any of these sites. FinRec assumes no responsibility or liability for any obscene, defamatory or other illegal material that may reside in any other Website accessed through FinRec’s Website, nor does FinRec make any representation regarding the quality of any product or service contained at any such site.
  6. FinRec assumes no liability for the use by any party of any information provided by User in using the FinRec Website.
  7. FinRec does not warrant that the operations of the Website will be uninterrupted or error-free, nor does FinRec make any warranty as to the results to be obtained from the FinRec Website.
  8. FinRec does not permit its systems to receive unsolicited commercial email (“UCE”) of any sort. Users who send UCE to any domain owned by FinRec, or any related business venture within FinRec’s scope of business, implicitly and patently agrees to permit the FinRec administrators to forward any such mail to third-party entities, such as system administrators, abuse departments, abuse.net, spamcop.net, or any other reporting agencies, as FinRec, in their sole discretion, sees fit. Further, user agrees to relinquish any copyright to such mail, for reporting purposes.

By using the Website you confirm and agree that you are the party listed in any account you access that you have a legal right to access any information concerning the account(s). You consent and agree (1) to receive future email correspondence from Financial Recoveries, (2) to receive future SMS/Text Messages from Financial Recoveries and that you understand charges may apply from your cell phone carrier, (3) to receive calls to your cell phone from Financial Recoveries and that you understand that charges may apply from your cell phone carrier.

 

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Terms And Conditions

 

Privacy Policy

This Privacy Notice sets forth the information gathering, use, and dissemination practices of  Professional Medical Management, Inc. d/b/a Financial Recoveries. (“FinRec”) in connection with the World-Wide Web site located at www.frnj.com (its “Website”). This Privacy Notice addresses FinRec’s practices regarding information collected only directly through or from its Website – it does not address or govern any information gathering, use, or dissemination practices related to information collected other than directly through or from its Website, including, without limitation, from or via telephone, facsimile, postal mail, personal delivery, or other or additional offline means or media.

FinRec may collect, use, and store information on the domain you use to access its Website, the Internet address of the site from which you linked directly to its Website, and the date and time of your visit to its Website. This information may be used to measure the number of visitors to the various pages on the FinRec Website, to help make improvements to the information contained on the site, and to better serve site visitors. FinRec also may collect, use, and store the e-mail addresses of users that communicate with FinRec via e-mail, information knowingly provided by Website users, and information regarding which Website pages users access.

Personal information contained in e-mail sent by individuals may be used by FinRec to answer questions, follow-up on suggestions or complaints, process requests or transactions, or improve the level of service FinRec provides.

Except as provided below, FinRec does not share any personally identifiable information obtained on its Website with or sell information obtained on this Website to any company or marketing group external to FinRec. FinRec may, however, share aggregate information with other persons or entities for purposes determined by FinRec to be appropriate.

FinRec may disclose personally identifiable information (i) to another entity with which FinRec enters or reasonably may enter into a corporate transaction, such as, for example, a merger, consolidation, acquisition, or asset purchase, (ii) to a third party pursuant to a subpoena, court order, or other form of legal process or in response to a request by or on behalf of any local, state, federal, or other government agency, department, or body, whether or not pursuant to a subpoena, court order, or other form of legal process, or (iii) to a third party if determined by FinRec in its sole judgment that such disclosure is appropriate to protect the life, health, or property of FinRec or any other person or entity. (The foregoing is not intended to obviate or displace any legal obligations or duties applicable to FinRec.)

Except as necessary for FinRec to provide the services, information, or products requested by a Website user, or except for the disclosures identified in the preceding paragraph, the user may opt out of having his or her personally identifiable information, which has been voluntarily provided to FinRec through or from its Website, prospectively retained by FinRec, used by FinRec for secondary purposes, or disclosed by FinRec to third parties, by contacting FinRec via postal mail at the address set out below or at the following e-mail address:

support@frnj.com

While FinRec may undertake efforts to see that another party to which FinRec shares personal information is under a contractual obligation to use the personal information solely for the purposes for which the information was disclosed by FinRec, FinRec exercises no control over such parties and FinRec is not responsible for their conduct, actions, omissions, or information handling or dissemination practices.

E-mail posted or sent through this Website may not be secure against interception by unauthorized individuals. To protect against interception by unauthorized individuals, we will not respond to e-mail requests concerning accounts placed for collection. Therefore, if you are communicating with FinRec regarding a debt that has been placed for collection with Financial Recoveries, all correspondence regarding that account should be sent by U.S. Postal Service unless individual provides Financial Recoveries with a written authorization and waiver to communicate by electronic mail. Be sure to include your name, your mailing address, the Financial Recoveries account number, creditor name, and creditor account number so that we may process your inquiry and respond promptly. Without complete information, we will be unable to respond to your request. The address for mailing inquiries is:

Financial Recoveries
P.O. Box 1388
Mt. Laurel, NJ 08054

Emails posted or sent through this website shall be ineffective to dispute a debt that has been placed for collection with FinRec and does not trigger FinRec’s obligation to verify a disputed debt pursuant to 11 U.S.C. 31092G(b). Such emails also are NOT considered to be FinRec’s first communication with the sender for the purposes of 11 U.S.C. 51692G(a).

FinRec has implemented physical, electronic, and procedural security safeguards to protect against the unauthorized release of or access to personal information. Additionally to further safeguard this information, our employees are asked to agree to FinRec’s Information Security Policy as well as Confidentiality Agreements, and are subject to disciplinary action up to and including termination of employment if they fail to follow signed agreements.

FinRec may change this Privacy Notice at any time. Notice of any new or revised Privacy Notice, as well as the location of the new or revised statement. It is the obligation of users visiting the Website before the change to learn of changes to the Privacy Notice since their last visit. Any change to this Privacy Notice shall be effective as to any Website user who has visited the Website before the change was made.

 

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Privacy Policy

 

 

 

New York Residents:

Notice to New York City Residents: Please be advised that language access services, including the translation of information into a language other than English, may be available. A translation and description of commonly-used debt collection terms is available in multiple languages on the New York City Department of Consumer and Worker Protection’s website, www.nyc.gov/dca

Debt collectors, in accordance with the Fair Debt Collection Practices Act, 15 U.S.C. § 1692 et seq., are prohibited from engaging in abusive, deceptive, and unfair debt collection efforts including, but not limited to: a) the use or threat of violence; b) the use of obscene or profane language; and c) repeated phone calls with the intent to annoy, abuse, or harass.

If a creditor or debt collector receives a money judgment against you in court, state and federal laws may prevent the following types of income from being taken to pay the debt: 1) Supplemental Security Income (SSI); 2) social security; 3) public assistance (welfare); 4) spousal support, maintenance (alimony) or child support; 5) unemployment benefits; 6) disability benefits; 7) workers’ compensation benefits; 8) public or private pensions; 9) veterans’ benefits; 10) federal student loans, federal student grants and federal work study funds; and 11) ninety percent (90%) of your wages or salary earned in the last sixty (60) days.

Pursuant to New York law, 23 N.Y.C.R.R. 1.4, a consumer may request substantiation of a debt in writing by sending notice of their dispute and request for substantiation of the debt to Financial Recoveries, P.O. Box 1388, Mt. Laurel, NJ 08054. Purusant to § 1.4 the debt collector is required to provide substantiation within 60 days of receiving the request and cease collection of the debt until written substantiation has been provided to the consumer. A debt collector is only required to provide substantiation once during the period that the debt collector owns or has the right to collect the debt.

Tennessee (TN)

This collection agency is licensed by the Collection Service Board of TN Department of Commerce and Insurance, permit number 2585.

 

 

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Disclosures